Tuesday, February 24, 2015

SUKANYA SAMRIDDHI YOJANA ACCOUNT

CADRE RESTRUCTURING AGREEMENT OF GROUP ‘C’ EMPLOYEES.

COM. M.KRISHNAN
EX SECRETARY GENERAL NFPE


DEPARTMENT’S DELAYING TACTICS SHOULD NOT BE ALLOWED. POSTAL JCA SHOULD NOT FAIL IN ITS RESPONSIBILITY.



Cadre Restructuring agreement of the Group ‘C’ employees of the Department of Posts was signed by both the official side and staff side on 28.04.2014 after protracted discussions and hard-bargaining by the leadership of NFPE & FNPO. By 30.04.2015 first anniversary of the signing of the agreement will be over. Even after a lapse of nine months the proposal is still pending in the Postal Directorate. In all other departments like Railways, Income Tax, Central Secretariat etc. cadre.


restructuring is already approved by Government and implemented. Employees got the benefits months back. Postal JCA has included this demand in its charter of demands. The reply given by the Department is really shocking and shameful. After keeping the file in the cold-storage for ten months now the Postal Board says it want six months more time to process the proposal for submission to the DOP&T. Reply given by the Department in the minutes of the strike charter discussion is reproduced below:

“The examination of proposals regarding Cadre Restructuring will be expedited and will be sent to DOP&T within specified period as decided in the JCM meeting (i.e six month from 16.12.2014)”

So, as per the reply, for processing the proposal, the Directorate will take time upto 30.06.2015 i.e. fourteen months from the date of signing of the agreement. It is really shameful. After processing, the proposal is to be submitted to DOP&T for approval. If Postal Board can take 14 months for  processing, DOP&T will definitely take minimum six months. After that approval of Finance and Law Ministry’s are to be obtained. Thus minimum it will take one more year from 30.06.2015. By that time 7th CPC report will be submitted and implemented by Government. Once 7th CPC   recommendations are implemented the entire cadre Restructuring Agreement signed after 6th CPC report will become infructuous and Government will say fresh cadre Restructuring Committee is to be constituted after the 7th CPC. That means all the effort made by the Postal Federations will go in vain. This should not be allowed to happen under any circumstances. Postal JCA Leaders should rise upto the occasion.

All of us know that the cadre Restructuring agreement is a product of continuous struggle conducted by Postal JCA right from 2010 onwards. Postal Board adopted delaying tactics from the very beginning and everytime we countered it with serious agitations including serving of indefinite strike notice and mobilisation of the workers, which compelled the Postal Board to sign the agreement on 28.04.2014. If the agreement is implemented, the promotional chances of Group ‘C’ employees will increase three fold (three times). Further on completion of two years service in the third promotional scale they will get one more promotion i.e. fourth promotion. Every Group ‘C’ employee will be benefited and the long wait for getting more promotional opportunities will be over.

In the above circumstances, we cannot accept the stand taken by the Postal Board in the JCM Departmental council meeting on 16.12.2014 and also in the strike Charter discussion meeting on 05.02.2015. 6th & 7th Central Pay Commissions are given only 18 months time by the  Government for examining the wages and service conditions and giving  recommendations regarding 30 lakhs of Central Govt. employees and about 20 lakhs Defence personnel which includes more than 60 departments and hundreds of various cadres and Pay Commissions are completing their work within the specified time. Here in the Postal department for processing an agreement signed by the Department and staff side 14 months time is being taken, that too not for final orders, but for submitting the proposal to DOP&T!!!. It is an insult to the entire employees who are eagerly waiting for orders. Their hope and aspirations cannot be allowed to be shattered, because of the indifferent attitude of the Postal Board.

Postal JCA leaders should take a firm and uncompromising stand and should demand implementation of the cadre restructuring proposals (not merely processing for submission to DOP&T) before 30.04.2015. Orders are to be issued before 30.04.2015. Otherwise we should go for indefinite strike as already decided by Postal JCA.

It is an agreement signed by the Department and it should not be allowed to lapse automatically after 7th CPC finalizing its report. DOP&T will not allow any cadre restructuring Committee Report constituted after 6th CPC to be implemented after 7th CPC recommendations. Once 7th CPC  recommendations are submitted to Government, DOP&T will simply reject the agreement and advise Postal Board to reconstitute another Cadre Restructuring committee after implementation of 7th CPC recommendations. So let us understand the seriousness of the situation and rise upto the occasion.


Source : http://aipeup3bbsr.blogspot.in/

EXEMPTION FROM PHYSICAL APPEARANCE FOR THE PURPOSE OF LIFE CERTIFICATE



EXEMPTION FROM PHYSICAL APPEARANCE FOR THE PURPOSE OF LIFE CERTIFICATE 
CLICK HERE

REVISION OF CGHS RATES




REVISION OF CGHS RATES click here for orders

Friday, February 20, 2015

POSTAL JCA DHARNA AT GUNTUR DIVISION OFFICE A HUGE SUCCESS





quotes


COM: M. KRISHNAN ELECTED TO THE DIRECTIVE COMMITTEE OF TRADE UNION INTERNATIONAL-- PUBLIC SERVICES (WFTU)

Com. M. Krishnan, Secretary General, Confederation of Central Govt. Employees & Workers and Ex-Secretary General, NFPE is elected to the Directive Committee of the Trade Union International (Public Services) which is a part of World Federation of Trade Unions (WFTU) in the international Congress held at Kathmandu (Nepal) on 13th & 14th February 2015. Full report of the International Congress will be published shortly. A delegation of six comrades including Com. K. K. N. Kutty (President, Confederation), Com M. S. Raja ( SG, Audit & Accounts Association), Com. K. P. Rajagopal (SG, ITEF), Com. R. N. Parashar (SG, NFPE), Com. Vrigu Bhattacharjee (Civil Accounts Employees Association) & Com. M. Krishnan attended the Congress representing Confederation.

Thursday, February 19, 2015

prathipadu staff press meeting


JOIN INDEFINITE STRIKE FROM 2015 MAY 6TH

GRAMIN DAK SEVAKS – REVISION OF WAGES AND SERVICE CONDITIONS SHOULD BE INCLUDED IN 7TH CPC

WE DON’T WANT SEPARATE COMMITTEE

JOIN INDEFINITE STRIKE FROM 2015 MAY 6TH

In the discussion held on 05.02.2015 with the Postal Joint Council of Action (NFPE, FNPO, AIPEU-GDS (NFPE) and NUGDS), Secretary, Department of Posts has assured that the demand for inclusion of GDS under 7th CPC will again be referred to the Government by the Postal Board. If all the Postal Federations and Unions/Associations join together and go for an indefinite strike from May 6th as decided by the PJCA, Government will be compelled to include GDS under 7th CPC.

But the recognised GDS Union is demanding separate committee and conducting separate strike, breaking the unity of five lakhs Postal employees. Separate strike for a separate committee will weaken the demand for grant of civil servant status to GDS and will help the Government only.

When NFPE, FNPO, AIPEU-GDS (NFPE), NUGDS, Confederation of Central Government Employees & Workers, JCM National Council staff side including Railways & Defence are demanding inclusion of GDS under 7th CPC, why recognised GDS Union alone is demanding separate committee and conducting separate strike. Gramin Dak Sevaks should understand the hidden agenda of the recognised GDS union and defeat the demand for separate Committee.

All Gramin Dak Sevaks are requested to join the joint indefinite strike of Postal Joint Council of Action (NFPE, FNPO, AIPEU-GDS (NFPE) & NUGDS) from 2015 May 6th. Our demand is inclusion of GDS in 7th CPC and grant of civil servant status. We don’t want a separate committee..

Yours fraternally,



R. N. Parashar                                                                                     D. Theagarajan
Secretary General, NFPE                                                                     Secretary General, FNPO



P. Pandurangarao                                                                                P. U. Muralidharan
General Secretary,                                                                              General Secretary
AIPEU-GDS (NFPE)                                                                               NUGDS

Features of Sukanya Samriddhi Account (SSA)

http://sapost.blogspot.in/

Sukanya Samriddhi Account / Yojana is a Small Savings Special deposit Scheme for girl child. This scheme is specially designed for girl’s higher education or marriage needs.

The Scheme launched for the welfare of the girl child, to save and educate the girl child.


·           Who can open the account? – Sukanya Samriddhi Account (or Khata) can be opened on a girl child’s name by her natural (biological) parents or legal guardian.

·           What is the Age limit? – SSA can be opened in the name of a girl child from the birth of the girl child till she attains the age of  10 years.  ( As per SB Order No. 2/2015 : The Girl child who is born on or after  02.12.2003 can open account )

·           How many accounts can be opened? – A depositor may open and operate only one account in the name of same girl child under this scheme. The depositor (or) guardian can open only two SSA accounts. There is one exception to this rule. The natural or legal guardian can open two or three accounts if twin girls are born as second birth or triplets are born in the first birth itself.

·           How to open a SSA account? Accounts in name of the girl child can be opened in post offices or in any branch of a commercial bank that is authorized by the Central Government to open an account under this scheme rules.

·          What is the minimum deposit to open the account? – The account may be opened with an initial deposit of one thousand rupees. The minimum contribution in any financial year is Rs 1000. Thereafter the contributions can in multiples of one hundred rupees.

·          What is the maximum deposit amount? – a minimum of one thousand rupees shall be deposited in a financial year but the total money deposited in an account on a single occasion or on multiple occasions shall not exceed Rs 1.5 Lakh in a financial year.

·          Deposits in an account may be made till the child completes fourteen years, from the date of opening of the account.

·           Is there any penalty? – If minimum (Rs 1000 pa) amount is not deposited, the account will be treated as an irregular account. This can be regularized/renewed on payment of Rs 50 per year as penalty. Along with this, the minimum specified subscription for the year (s) of default should be paid.

·          What is the mode of deposit? – The deposits in Sukanya Samruddhi scheme can be made in the form of Cash or Demand Draft or Cheque. Where deposit is made by cheque or demand draft, the date of encashment of the cheque or demand draft shall be the date of credit to the account. The cheque or DD should be drawn in favour of the postmaster of the concerned post office or the Manager of the concerned bank. The depositor (parents or guardian) has to write the account holder’s name (child’s name) and the account number on the backside of the instrument.

·          What is the Rate of Interest on Sukanya Samriddhi Account? – The applicable rate of interest on SSA for the financial year 2014-2015 is 9.1%. This is one of the highest rates of interest offered by Government on small savings scheme

·          Is interest rate fixed or variable? – The rate of interest is not fixed and will be notified by the central government on a yearly basis.
·           The account can be transferred anywhere in India if the girl shifts to a place other than the city or locality where the account stands.

·            Is Premature withdrawal allowed? – 50 % (half of the fund) of the accumulated amount in SSA can be withdrawn for girl’s higher education and marriage after she attains 18 years of age. The account’s balance at the end of preceding financial year is used for the calculation.

·           Can the girl child operate the account? On attaining age of ten years, the account holder that is the girl child may herself operate the account, however, deposit in the account may be made by the guardian or parents.

·          Is premature closure allowed? In the event of death of the account holder, the account shall be closed immediately on production of death certificate. the balance at the credit of the account shall be paid along with interest till the month preceding the month of premature closure of the account , to the guardian of the account holder.

·         The scheme would mature on completion of 21 years.

·           Can the girl child continue the account after her marriage? – The operation of the account shall not be permitted beyond the date of the girl’s marriage.

·            What are the required documents to open Sukanya Samriddhi Account? – Birth certificate of the girl child has to be produced. The depositor (parents or guardian) has to submit his/her identity and address proofs.

·          On opening an account, the depositor shall be given a pass book. It will have date of birth of the girl child, date of opening of account, account number, name and address of the account holder and the initial amount deposited. The depositor has to present the passbook to the post office or bank at the time of depositing/receiving the interest/on maturity.

http://sapost.blogspot.in/

Tax Benefits on Sukanya Samriddhi Account Scheme


The amount that is deposited under Sukanya Samriddhi Account will be eligible for income tax exemption under Section 80C of Income Tax Act, 1961.

At present, only the contribution of up to Rs 1.5 lakh toward Sukanya Samridhi Yojana is eligible for tax deduction under Section 80C. But discussions are on to also exempt the interest income and withdrawal amount. We can expect a formal announcement on this in the coming Union Budget 2015-16.

(Issue of making interest income and withdrawal exempt from taxation can be done by Department of Revenue (DoR) through legislative amendments. The matter is under examination of DoR)


Sukanya Samriddhi Account vs Public Provident Fund (PPF)

Both Sukanya Samriddhi Account (SSA) and Public Provident Fund (PPF) aims to seed the savings habit but both schemes have their own pros and cons.
Stressing on the girls role in making the India competitive and prosperous nation, Prime Minister Shri Narendra Modi has today launched a new small savings account for the girl child “Sukanya Samriddhi Account” as an integral part of the “Beti Bachao-Beti Padhao” campaign.

Sukanya Samriddhi Account was initially introduced by Shri Arun Jaitely in his maiden budget speech but has been officially launched today by Prime Minister Shri Narendra Modi. He has handed over bank account details to five girls under the “Sukanya Samridhi Yojna” (girl child prosperity scheme).
Sukanya Samridhi Yojna is a special deposit scheme for girl child only but one another popular scheme to benefit child (irrespective of girl or boy) is Public Provident Fund (PPF).

Let’s see the difference between Sukanya Samriddhi Account and Public Provident Fund (PPF)

Points of Difference
Sukanya Samriddhi Account (SSA)
Public Provident Fund (PPF)
For whom
Only for Girl Child.
For every Indian Citizen.

Age Limit
From the birth till she attains age of 10 years.
No age limit.



By whom
By the girl child who has attained the age of 10 years or by the natural or legal guardian.
By the Individual but by the natural or legal guardian for the minor child.

Where to open
Post office and nationalized banks but not   private banks.
Post office and nationalized banks, including private banks.


Number of Account
One account for each girl child, maximum up to 2 or 3 accounts if twin girls are born in the second birth or triplets are born in the first birth.
Each Individual can hold only one account in   his name.

Minimum Contribution
    Rs.1,000
Rs.500

Maximum Contribution
   Rs.1.5 lakhs in all accounts.
Rs.1.5 lakhs in all accounts.
Interest Rate
9.1% per annum for fiscal year 2014-15.
8.70% per annum for fiscal year 2014-15.

Tax Benefit on the Contribution
Contributed Amount will be deductible u/s 80C.
Contributed Amount will be deductible u/s 80C.

Tax Benefit on the interest earned
At present no tax benefit is announced for the interest earned. A mere sum of Rs.1,5o0 will be deductible u/s 10(32) .
Interest Earned is tax free under PPF.

Time Period of contribution
Minimum tenure of contribution is 14 years from the date of opening of account.
Minimum 15 years and then in blocks of 5 years.


Maturity
21 years from the date of opening of account.
15 years from the fiscal year of opening of account.


Penalty
Rs.50 per year if minimum contribution is not made.
Rs.50 per year if minimum contribution is not made.

Mode of Deposit
Cash or Demand Draft or Cheque
Cash or Demand Draft or Cheque


Premature Withdrawal
Allowed up to 50% for the girl’s higher education and marriage after she attains 18 years of age
No premature withdrawal is allowed except in case of death of the account holder.


Loan
No loan can be taken on the SSA balance.
Loan can be taken from the third year of opening of account to the sixth year.
Taxation on Maturity
No tax will be levied on the maturity amount.
No tax will be levied on the maturity amount.

Note:

1.      Interest rate under both the schemes will be notified each year by the Government.
2.      Interest will be compounded yearly under both schemes.
3.      Loan on the PPF balance is restricted to 25% of the balance at the end of 2nd year.
4.      At present interest earned on SSA account is taxable in the hands of guardian but it may get tax rebate in the upcoming budget.
5.    Contributed amount get deduction u/s 80c up to Rs.1.5 lakhs including all other eligible investments.



SB Order 02/2015 : Introduction of new scheme "Sukanya Samriddhi Account" under Small Savings Scheme from 22.01.2015. : VIEW

Sukanya Samruddhi Yojana

Monday, February 2, 2015

DEPARTMENT OF POSTS HUMAN RESOURCES GDS AS ON 31.03.2013

DEPARTMENT OF POSTS HUMAN RESOURCES 
GDS AS ON 31.03.2013






DEPARTMENT OF POSTS HUMAN RESOURCES
DEPARTMENTAL STAFF AS ON 31.03.2013